Pradhan Mantri Suraksha Bima Yojana is a Personal Accident Insurance Scheme launched by Prime Minister Sh. Narendra Modi. It will offer protection against death or disability due to the accident. This post is last in the series of 3 Social Security Schemes launched recently. To know more about Atal Pension Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana, you may click on the respective link. Every year in India, approx 4 lakh people die because of accidents. Out of which, approx 1.37 lakh deaths are due to road accidents. The common perception is that Personal Accident Insurance and Life ... Read More
Pradhan Mantri Jeevan Jyoti Bima Yojana
Pradhan Mantri Jeevan Jyoti Bima Yojana was launched by PM Sh. Narendra Modi Ji on 9th May, 2015. It is one of the 3 social security schemes launched by Government of India simultaneously. I covered Atal Pension Yojana in my previous post and next post will be dedicated to Pradhan Mantri Suraksha Bima Yojana. In layman terms, Pradhan Mantri Jeevan Jyoti Bima Yojana is a term insurance plan. It can be renewed annually. It offers life insurance cover for death due to any reason. As it is evident from my posts that i am a big fan of term insurance plans due to its inherent benefits. In my ... Read More
Atal Pension Yojana – Social Security Scheme
Atal Pension Yojana was launched by Prime Minister of India Sh. Narendra Modi on May 09, 2015. This scheme was launched along with 2 other insurance schemes i.e. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). Atal Pension Yojana is a social security scheme. It is named after former Prime Minister of India Sh. Atal Bihari Vajpayee Ji. The scheme will be launched w.e.f 1st June, 2015. As usual, when i searched internet i found hundred of articles on Atal Pension Yojana which are simply cut, copy and paste of information available on official ... Read More
Online Income Tax filing is Now Truly Online
Online Income Tax filing is now truly online, thanks to Income Tax Department. Online Income Tax filing is mandatory if your income is more than 5 lakh during the financial year. Though the tax filing process is referred as Online Income Tax filing, but it is not truly online. Reason being, after Online Income Tax filing, the taxpayer is supposed to send signed ITR-V acknowledgement through Speed Post / Ordinary Post to CPC-Bangalore. I remember standing in a queue for 3 hours to speed post ITR-V acknowledgement. In my opinion, it is not an online Income Tax filing in the true sense. I am ... Read More
Why You Should Opt Out of LPG Subsidy?
LPG Subsidy, as the name suggests, is the financial aid extended to an individual for promoting economic or social agenda. In short, product / service is offered below the cost price. The difference / Subsidy i.e. Cost price minus Sale Price is borne by the Govt. Which in turn put the strain on Govt finances because Govt is spending more compared to its earning. As the subsidy is financial aid therefore it should be need based rather blanket offering. Financial aid is always provided to those who need it. Sometime back i wrote a post, How to link Aadhaar to LPG Connection Online. It gave me an ... Read More
7 Advantages of Availing DigiLocker Service
DigiLocker, as the name suggests, is the Digital Locker launched by the Department of Electronics & Information Technology (DietY), under the Ministry of Communications & IT. DigiLocker is a cloud storage and is one step forward towards dream of Digital India. Now you must be wondering, we already have cloud storage services like Dropbox etc then why we need 1 more. The answer is very simple, DigiLocker is a cloud service to avail Govt Services, which can be used for personal storage also. I am not going to discuss signup process in this post as it is very simple and DIY. You may CLICK ... Read More
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