As I keep highlighting in my posts that with each passing day, the investors are finding it difficult to generate double-digit returns from their investment portfolio. In my last post, I shared, Low-Interest Period - How to generate additional returns. After that, I received multiple queries from readers how to generate double-digit returns without substantial risk. Trust me 10% annual return is a psychological barrier for conservative investors. The reason being, long-term return on equity is just 12%. Also, note that returns % referred in this post are after tax. On the contrary, expecting a ... Read More
Complete Guide to Bank Auction Process
Bank Auction is bit tedious process. In my previous post, Bank Auctions - The Cheaper and Smarter way to buy your dream houseĀ i discussed some of the do's and don'ts related to Bank Auction. In this post, i will discuss the Bank Auction Process in detail. Currently Bank Auctions are hijacked by some agents. Agents charge hefty commission in this whole process. I never suggest to go through agents as the probability of cheating is high through agents. Specially in Mumbai, all my clients prefer to buy bank auction property through agent and willing to pay x% through cash during Bank Auction ... Read More
Bank Auctions – The Cheaper & Smarter Way to Buy Your Dream House
Currently Economy is going through very Bad Phase...High EMI's, No Salary Hike & Fear of Job Loss are giving jitters to majority of Salaried Class...By the way, i am also part of this Stressed, Depressed but still well Dressed lot :) but fortunately things are still not that bad for many. Every phase is blessing in disguise for some irrespective its Good or Bad, i mean Bad phase is also beneficial or profitable for some lucky ones...Why, i will explain...In this uncertain environment, Specially Salaried class find it most difficult to serve their Home Loan EMI's, which form a major chunk ... Read More