PayUMoney as the name suggests offers Cashback to customer when online payment is made through PayUMoney.com Payment gateway while shopping online. Maximum Cashback limit is upto 10%. In this case, it will be more appropriate to refer Cashback as indirect discount or reverse discount. In last 2 months, i have received cashback of more than 1000 Rs from PayUMoney as my most of the shopping is online only. The cashback transactions on PayUMoney are facilitated through e-wallet. e-wallet is used to simultaneously store cashback received from current online transaction & spend/adjust cashback ... Read More
7 Tips To Select The Right Credit Card
Lot of my readers requested me to write a post on tips to select the right credit card. In my previous posts on Credit Card, i highlighted the benefits of using credit card and how can we use credit cards smartly to our advantage. In this post i will suggest 7 most important tips to select the right credit card. It is very important to select the right credit based on your requirement else rather giving benefit, it will eat into your savings from credit card. 1. Say No to Co-Branded Credit Cards: Over last few years, Credit Card Market is flooded with C0-Branded Credit Cards. Banks launch ... Read More