In my previous post on Credit Cards Credit Card - SAVE while you SPEND , i highlighted, how a judicious credit card spending help in substantial saving over a period of time. In this post i will discuss, how we can increase our savings by juggling between 2 credit cards. Yeh Dil Maange More !!! I am using the HDFC bank credit card from last 8 years & not using any other credit card as of now. Based on my research, i found that i can afford 1 more credit card without impacting my CIBIL score. Please note that if you have more than 2-3 credit cards then it shows credit Hungary ... Read More
Why Raj Thackeray Dislike Migrants?
As a human being, we always form an opinion which suits our goals and objectives but no one gave a thought Why Raj Thackeray dislike Migrants?. Recently Raj Thackeray delivered very powerful speech against migrants specially from Bihar and UP at Azad Maidan. If Raj Thackeray would have been CM of Bihar then his stand would have been totally different & assume Nitish Kumar being chief of MNS then same Nitish Kumar would have supported anti migrant stand in Mumbai. Both leaders are taking a stand which suit their political goals. I have stayed in Mumbai for almost a decade and i can vouch ... Read More
Endless Wait for Property Prices to Fall !!!
The Endless Wait for Property Prices to Fall will never end. From my childhood days, i kept reading in Newspapers that every Middle Class Indian aspire for "Roti, Kapda aur Makaan" and wait for Property Prices to Fall. Today, i would like to modify this slogan to "Job, Gold aur Makaan". Out of 3, "Makaan" is still a common factor & an illusive aspiration for Indian Middle Class. Fight for Roti and Kapda is over for Indian Middle Class and no longer aspiration becoz its very well within the reach of middle income group. Owning a House or Property is still out of reach for million of ... Read More
In the Pursuit of Happiness !!!
In the Pursuit of Happiness, One of my friend recently joined 15 days program in Igatpuri (Nashik, Maharashtra) by paying 50k. When i checked with him, he told me that this program is all about "How to be Happy in Life". I laughed and told him that you are paying 50k & wasting 15 precious days of life just to know "How to be Happy in Life", I can explain you in 5 mins the mantra for Happiness. It reminded me of short story which i read 5 years back in one of magazine. Once upon a time there was a King, He ruled a vast kingdom and had all the Luxuries of the life but he was not happy. One ... Read More
Review: Axis Bank’s Happy Ending Home Loan
Yesterday Axis Bank launched quite a innovative Home Loan scheme (As projected by Media). Today morning when i checked my mailbox, i was surprised to see lot of mails from my reader's seeking my opinion about this path breaking and industry first "Home Loan Scheme". After going through the Press Release issued by Axis Bank, it looked quite compelling scheme on paper and anyone can go ahead with the same without giving any second thought. Only visible catch is that all the EMI payments should be paid on time. Somewhere in my mind, i was not convinced about the scheme becoz there are "No Free ... Read More
11 Most Memorable Brands of My Childhood
Today i was reading an article on Brands in one of famous Marketing Magazine. I was quite amazed to know that in a day we are exposed to around 200 brands but how many of these brands, we remember. It reminded me of some of the most memorable brands of my childhood, which i miss a lot. Even after 15-20 years, these brands / products are fresh in my mind & it will be my wish to use these brands / products atleast once more in a lifetime. 1. Chelpark Ink: When i moved to Grade 5, the biggest motivation for me was to use Ink Pen's instead of Pencil. Ink Pen's were biggest fascination as ... Read More
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