A Home is a Biggest Asset, Where as Home Loan is Biggest Liability. According to one of research agency, Closure of Home Loan is considered to be one of the 3 Biggest Happiness in Human Life i.e. 1st Job, 1st Love and Home Loan Closure. This happiness can convert into sadness, if we don't follow some important procedures or steps while closing the Home Loan. As we know while taking Home Loan, we mortgage our property with lender and at the same all the original documents are with lender..It is important that at the time of closing Home Loan, we should take care of following points 1. No ... Read More
Why Sharad Pawar is Playing Musical Chair?
It seems that News Channels don't have news to show or print therefore they are giving lot of importance to the Musical Chair being played by Sharad Pawar. We can also refer it as Arm Twisting tactics, i will share the reasons for same. It is an irony that same Sharad Pawar was expelled by congress for disputing the right of Sonia Gandhi to lead the Congress in 1999 & now he is demanding No. 2 position in same Congress Govt, whose Chairperson is Sonia Gandhi. In politics there are no permanent friends and no permanent foes. When Pranab dada was Finance Minister then he was undisputed ... Read More
One Household One LPG Connection – An ill-conceived Thought
It was fine Saturday Morning and i was enjoying my cup of tea in balcony. Suddenly my wife came and told me that LPG Cylinder needs replacement. I happily replaced as i wanted to enjoy my breakfast which was half cooked. I have 2 LPG cylinders from Bharat Gas and normally refilling takes 1 month time due to rampant black marketing. I can easily buy Bharat Gas cylinder from open market @ 800 Rs per cylinder i.e. double the price. Since i am paying dual tax (which i explained in my one of past blogs "Income Tax - A Myopic View") therefore i always make sure to take advantage of Govt's Subsidy ... Read More
All in One SEO Vs WordPress SEO by Yoast
All in One SEO Vs WordPress SEO by Yoast, You must be surprised by the title of this blog. As i am not a technical person and till date i have not written any article on my blog related to technical domain. As the famous saying goes "Necessity is the mother of all Invention", it applies to me also. As i am managing my blog end to end therefore i have decided to share my knowledge regarding this and i am writing my maiden blog on this subject. I am using wordpress platform for my blog and i was happily using All in One SEO for my blog. The reason for selecting All in One SEO was that it is ... Read More
Guwahati Molestation – Animals on the Street
Shocking and Disgusting !!!! It was my 1st reaction when i read the news on Guwahati Molestation Incident. Mob of 50 people molested a teenage girl in full public view in Guwahati. There is no difference between us and uncivilized societies. Hundred of by-passers were just watching this shameless act. I would like to ask these shameless fellows that if this girl would have been their sister then also their reaction would have been same. I feel that everyone present out there is equally responsible for outraging the modesty of teenager. This incident would have gone unnoticed, if news reporter ... Read More
Why Higher Interest Rate for Existing Home Loan Customers?
Recently i was going through the balance sheet of one of Home Loan Provider/Lender & was quite amazed to know that this particular lender's Net Profit during last Financial Year was few thousand Crores & they have reserves of approx 4.5 times the annual net profit then Why Higher Interest Rate for Existing Home Loan Customers? In April'12 when RBI cut Repo Rate by 50 basis point then ideally Home Loan Providers should have reduced their Base Rate or BPLR or RPLR to follow the movement of policy rates but it never happened. Though i have highlighted the issue of higher interest rate ... Read More
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