Being into personal finance space, i come across a lot of investment myths on daily basis. Sometimes it is hard to believe that very well educated people blindly trust such investment myths. Investment is an art and no one can teach you the same. Everyone has a different style of investment. The most important point is that you should be comfortable with the investment style. For example, if am not comfortable investing in the stock market then better i should avoid the same rather losing money & regret later. I do agree that it is not feasible for us to be perfect in the art of ... Read More
Investment Options – 7 High Risk Options Retail Investors Should Avoid
As a retail investor, we have ample Investment Options. It's a no-brainer that high risk means high return. Unfortunately, it also means that you can also lose your capital. While writing this post, I was in a dilemma to decide the title of the post. The confusion was whether i should keep a title High Return Investment options or High Risk Investment options. The phrase high return investment options capture more eyeballs but i decided against it. My personal investment philosophy is that capital protection comes first. In short, without losing capital or money, how to maximize returns? This ... Read More
5 Reasons Why I Prefer Credit Card Payment over Debit Card
Circa 2004, when i received my first credit card the most worried person was my father. I was fresh out of college in my first job. Moreover, during those days it was very easy to avail credit card. My father believed that it's too early for me to use a credit card. Though back of the mind his key concern was that if i will spend more on credit card beyond repayment capacity then the bill will be on him :) . Though from day 1, i ensured credit card payment or usage within my means to avoid Debt Trap. There was a study done by FMCG company on the shopping behavior of buyers. The same buyer ... Read More
5 Reasons Why you Should not Invest in an Initial Public Offer or IPO
"An Initial Public Offer of a Company A listed at 50% premium". This news was shouting loud in my ears from the front page of the leading business newspapers. After few days another one read "An Initial Public Offer of Company B listed at 30% premium". In recent past, it became a trend for an Initial Public Offer to list at minimum 30% premium. It is bare minimum now. Any Initial Public Offer listing at less than 30% means, the company is not doing well :). Now you must be wondering have i gone crazy suggesting readers not to invest in Initial Public Offer. Just to add that this post is ... Read More
7 Important Money Lessons You Should Teach Your Child
"My child does not need Money Lessons, She knows it all". This was one of the responses i received from one of the parents during a social gathering. The topic of the discussion was "Today's generation does not know the value of money". Some of the parents stressed on the need of imparting money lessons to a child from an early age. I completely agree and concur. I decided to share my thoughts on this topic through a blog post. As i keep highlighting in my posts that from a personal finance perspective, India is one of the most financially illiterate countries. Due of this reason financial ... Read More
Life Insurance Plan – 5 Possible Reasons Why You Should Not BUY
Till date, all my posts on life insurance plan were focused on why we should avail life insurance plan. At the same time, it is a fact that same shoe doesn't fit all. In certain cases, a life insurance plan might not be required. To clarify that in this post, life insurance plan means term insurance plan. Normally "Insurance" in India means "Life Insurance" only :) but traditional plans like money back policy, endowment plans etc. From a personal finance perspective and as a thumb rule, if you buy any financial product then you should ask 5W's i.e. What, Why, When, Where and Who/m. The ... Read More
- « Previous Page
- 1
- 2
- 3
- 4
- …
- 9
- Next Page »