Retirement Planning is most discussed but least understood topic in India. Until & Unless you have Government Job in hand, you have every reason to worry about your retirement. I will suggest that your Financial Advisor should be the last person in this world, whose advice you should follow regarding retirement planning. The Financial Advisor will prepare your retirement based on hypothesis and assumptions which does not hold true even after 3-5 years...The basic objective of your Financial Advisor is to create sense of fear in your mind else you will not listen to him. He will start with ... Read More
Aadhaar Card – Do i really need it?
Recently Govt clarified that Aadhaar Card or UID is just a number and not an identity card. Gotcha....then why do i need Aadhaar Card ? Answer is (a) To capture bio-metric details of all citizens and (b) To transfer cash subsidies. Again Stumped :) I will explain why Recently after purchasing a flat, i completely over hauled my Govt Identities so got 1st hand experience on how to get all valid Govt Id proofs like Ration Card, Passport, Driving License, Voter Id Card etc. In this entire process my complete bio-metric details were captured 3 times i.e. in Ration Card, Passport and Driving ... Read More
Leadership Crisis – Able Leader or Good Administrator
Have you ever wondered why we don't have Indian MNC's? Some of you might be wondering its because of business environment in country or due to lack of Skill, Scale and Speed. Answer is because of leadership crisis at top level, we don't have Indian MNC's. You might be thinking that Airtel, Mahindra etc are MNC but Are they true MNC's like Microsoft, IBM, Sony or Apple. Today Leadership Crisis is one of the biggest challenge for any Indian Company. All organizations finds very difficult to identify able leader for top post. They find sea of Good Administrators but don't find Able Leaders. Now ... Read More
Delhi Rape Victim – Puppet in the hand of Media
Its a shame that we aspire to become superpower in 21st century but at the same time, Delhi Rape Incident show that our own citizens specially women are not safe in heart of National Capital. After Delhi Rape incident under severe pressure from Media & Public, certain intermediate steps were taken for women safety but problem is that we Indians have very short lived memory. Secondly rather then solving problem permanently, we believe in temporary fix to ease off pressure. I remember quite a few incidents like Guwahati Molestation Case, Ruchika Girhotra case etc. One thing common in all ... Read More
Online Discount Coupons – Save while you Shop
What about saving some hard earned money while Shopping Online through Online Discount Coupons...Sounds great :) Let's Check Out Personally i have almost stopped physical shopping as i found that i can save more if i shop online. On top of it additional discount of 20%-50% is a big bonus and can be handy in these difficult times of Recession. Some time back snapdeal.com and timesdeal.com tried to create paid business model out of online discount coupons on lines of Groupon but they failed miserably. Snapdeal.com has now adopted traditional e-commerce model and all deals on timesdeal.com are ... Read More
SAMPLE FLAT – Trap from Builder
One of the most beautiful trap laid down by the builder is SAMPLE FLAT. Human beings have 5 senses and all our decisions are dependent on 5 senses. While purchasing a under construction flat we completely rely on Sample Flat to decide. I would rather term Sample Flat as a Mirage or a beautiful deception. I will never recommend to finalize a under construction property based on deceptive Sample flat. Trust me you will never get a flat even 60% of Sample flat becoz of following reasons 1. Highly Customized Interiors: The interiors of sample flat are 100% customized and done by professionals. ... Read More
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