Whenever RBI reviews Monetary Policy, some financial jargon's hijack the headlines of all the business newspapers and TV channels. Recently, the top headline on all Business Channels was that RBI cuts CRR by 25 bps i.e. 0.25%. 1 bps equals to 0.01%. As a layman, many people don’t even understand what it means and what will be its impact on home loan borrower. The newspapers and TV channels don't take the pain to explain the exact impact. A very generic conclusion is that your loan interest rate will come down. It may or may not be true. What is CRR or Cash Reserve Ratio? In layman terms, ... Read More
Negotiate Property Deals – 9 Important Tips for a Buyer
To Negotiate Property Deals is the maiden topic that came to my mind under real estate category. The first step of all property transactions is "To negotiate property deals". Let me admit that "To negotiate property deals" is an art which cannot be taught completely. In my post on Property Negotiations - Avoid These 5 Mistakes i highlighted common mistakes that can be easily avoided while property negotiation. Some people have born negotiators and of course, no one can beat women in negotiation skills. It will be right to say that Women are the best in "Bargaining". There is a difference ... Read More
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