While applying for a home loan, everyone come across 2 terms i.e. RPLR or BPLR Vs Base Rate. BPLR is a Benchmark Prime Lending Rate or RPLR is a Retail Prime Lending Rate. For simplicity purpose, i will refer BPLR or RPLR as BPLR only. What are these terms and why they are very critical while finalizing a Home Loan. In layman terms, all the Floating Home Loans are linked to either Base Rate or BPLR. Now the two questions which come to mind is why Floating Home Loans are linked to these 2 different ways of calculation? Why can't financial system follow single criterion to link floating home ... Read More
Negotiate Property Deals – 9 Important Tips for a Buyer
To Negotiate Property Deals is the maiden topic that came to my mind under real estate category. The first step of all property transactions is "To negotiate property deals". Let me admit that "To negotiate property deals" is an art which cannot be taught completely. In my post on Property Negotiations - Avoid These 5 Mistakes i highlighted common mistakes that can be easily avoided while property negotiation. Some people have born negotiators and of course, no one can beat women in negotiation skills. It will be right to say that Women are the best in "Bargaining". There is a difference ... Read More
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