Recently i was reading an article on how social media can influence outcome of 160 Urban Lok Sabha Seats in General Elections 2014. With the rapid growth of smartphones, Very soon Social Media will become synonym with Social Mobile Apps. I am confident that in General Elections 2019, Social Mobile Apps will influence result of all 543 Lok Sabha seats not just the urban seats. Sometime back, i wrote an article on Social Media & Marketing. In continuation of same, it will be interesting to know the impact of Social Mobile Apps on General Elections 2014. After all Political Parties are ... Read More
Five Shocks of Home Loan Application
Life is full of Shocks so as Home Loan Application. Its a universal truth that Home Loan is most preferred source of funding to buy a property. Newspaper is full of Ads where banks are luring the customers by offering attractive Interest rates or waiving off Processing fees. Prime facie its look like child's play to avail Home Loan and buy your dream house but its not true. You can also check post on How to Buy House with Home Loan World is not so simple as it looks. The first step of buying a house through Home Loan is to apply for Home Loan & for that you need to submit Home Loan ... Read More
How to Deduct TDS on Property Sale u/s 194IA
TDS on Property Sale is one of the progressive steps to regulate the real estate sector. Last decade or so has seen lot of reforms in Real Estate sector like computerization of land records, it's now mandatory to quote PAN for property transactions & historical judgement by Supreme Court to ban all property transactions through Power of Attorney. Despite all such efforts still 40% property transactions don't carry PAN details & almost all property transactions are undervalued / under reported. To fix this anomaly, In 2013-14 union budget Govt introduced section 194IA. Under this ... Read More
Home Loan Tax Benefit Deductions
For property purchase, Home Loan Tax benefits is the biggest motivator to avail home loan. In one of my previous post, i highlighted 5 Disadvantages of Home Loan. In this post, lets find out Home Loan Tax Benefits which can help you to take informed decision. As we know that Home loan EMI is basically divided into 2 parts i.e. Principal Repayment & Interest Payment. Home Loan Tax benefits are linked to these 2 components with differential tax treatment. Home Loan Principal Repayment The deduction for principal repayment can be availed under Section 80C of Income Tax Act. The ... Read More
How to Check PF Balance Online
EPFO (Employee Provident Fund Organization) now provide facility to Check PF Balance Online for its members. I remember 10 year ago, we used to get 1 slip from EPFO every year in the month of October which provided PF balance details. To avoid frauds and to keep a check whether your organization is depositing PF contribution on time, you can check PF balance online. Just to add that terms PF (Provident fund) & EPF (Employee Provident Fund) are same & used interchangeably. To check PF balance online, following information should be available with you PF Number It is mentioned on ... Read More
How to Link Aadhaar to LPG Connection Online
From last 3 weeks, i was planning to visit my Gas Distributor & Link Aadhaar to LPG connection. Though i am not lazy person but the Gas Distributor is 10 Kms from my place. It was half a day job. Last Saturday, Before wasting half day :) i decided to search internet for any alternative. After some research, i found out a way to link Aadhaar to LPG Connection online. Its quite simple & will hardly take 5 mins. Thanks to UIDAI for making customer's life simple. I am listing down 4 simple steps to Link Aadhaar to LPG Connection online. Before you proceed to link Aadhaar to LPG, kindly ... Read More
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