Commercial Property Investment is always a mystery for a common investor. There is a general perception that Commercial Property Investment is meant only for a business class or big investors. Though it is not true always. I keep receiving queries on Commercial Property Investment from the common investors. One of the most common queries is whether to go for Commercial Property or Residential for investment purpose. Trust me in 99% cases, the buyer decides in favor of a residential property. I will share the reasons later in the post. For comparison, you may go through my post, Commercial ... Read More
Home Loan Tax Benefits – A Mirage or Reality
Home Loan Tax Benefits is one of the key reasons to avail home loan. In other words, it is a motivational factor to buy a property on home loan. In my opinion, it is more of a perception that may or may not be true always. This perception is so deep rooted in our minds that it has become a sort of universal truth. Whenever we decide to purchase a property through Home Loan, our friends and relatives remind us about the attached Home Loan Tax Benefits. The million dollar question is Have you did financial calculations on Home Loan Tax Benefits? Based on my experience i can say that in 99.99% ... Read More
Home Loan Eligibility Value – What is Your True Worth
Yesterday while watching TV, a commercial caught my attention. The commercial was by Aditya Birla Finance Home Loans - Know Your True Worth. The advertisement emphasized how you should find your true worth as a borrower for property purchase. In layman terms, home loan eligibility value should reflect the true worth of an individual. It helps the borrower to buy the dream house of his/her choice. Take a look at the commercial below: https://www.youtube.com/watch?v=rzq89PNXkRM In the past, I have shared a couple of posts on home loan eligibility value. In one post, How Home Loan Eligibility ... Read More
Financial Misjudgement – Top 5 that can Cost you Heavily
Financial Misjudgement is very common during the lifetime of an individual. It may be due to ignorance or lack of awareness. The minor financial misjudgement can be corrected easily and does not have a too much financial impact. On the other hand, financial misjudgement in some of the major financial decisions can push you couple of years back financially. Financial awareness is one of the weak areas in India. In some of my posts, i even suggested to include the basics of personal finance in school or college curriculum. As an individual, we have very limited resources to invest. India's ... Read More
Private Lending – Beware of 5 Points Before You Borrow
Private lending is most suitable for the borrowers who don't have any other option left to borrow. There can be multiple reasons like urgent fund requirement, emergency or loan rejection due to CIBIL Score, Loan eligibility, Income, etc. Whatever be the reason, it is important to understand the concept of private lending before commitment. In almost all the cases, private lending is backed by the collateral of equivalent value. Therefore, private lending is not guaranteed if you don't have any asset or holding to put up as a collateral. Private lending is more popular in small town, cities, ... Read More
Housing Loan – 5 Weird Reasons to Finalize the Bank or HFC
Housing Loan is a long term commitment. Even if you go by an average tenure of 8 years, still housing loan can impact your finances if your choice is wrong. Let me be very honest and candid on reviews of home loan providers. You will not find consensus good reviews about any of the Housing Loan providers. At the same time, it is a personal experience and depend on a lot of factors. I shared pre home loan review of top 5. Now you must be wondering, how to finalize a housing loan provider. I suggest you go through the "Home Loan" section on this blog. Through various posts, i have shared the ... Read More
- « Previous Page
- 1
- 2
- 3
- 4
- 5
- 6
- …
- 15
- Next Page »