Mortgaged Property is the biggest casualty of a dispute between husband and wife. Normally, i don't write on controversial subjects. Every month, i receive large no of queries on Mortgaged Property with a dispute between husband and wife. With every passing month, these queries are increasing. Though i am not a lawyer but readers consult how to resolve the dispute on mortgaged property. I don't want to get into nitty gritty of the case but trust me it is a huge financial loss to both the parties. There can be multiple scenarios, permutation, and combinations. It is not possible to cover all ... Read More
Married Women Property Act – A 360 degree protection
Married Women Property Act - I am sure, not many people have heard about this act. I was under the impression that lawyers must be aware of Married Women Property Act but i was wrong. Recently, i was discussing a case with one of the lawyer (I am not a lawyer). I shared reference of Married Women Property Act from a personal finance perspective. He was clueless on the same. Anyways, there can be multiple reasons for the same. Only info available on the web is related to section 6 of the Act. In other words, people know about this act because of section 6. Any insurance policy under section 6 ... Read More
Housewives – 5 Steps to Financially Secure The Future
According to a rough estimate, India has approx 60 Mn Housewives. The surveys suggest that there is a very little financial awareness among housewives of the society. Thanks to male-dominated Indian society. In India, financial planning is linked to the breadwinner of the family. Logically, there is nothing wrong in it from a financial perspective. It's a misconception that Financial Planning is always linked to Investment. To financially secure a future and financial planning are different from each other. In past, there was a proposal floated to include the contribution of housewives to the ... Read More
SBI FlexiPay Home Loan – Why you should Avoid
SBI FlexiPay Home Loan is a new Home Loan product from SBI. SBI is the country's largest lender. Obviously, i was expecting a lot of buzz around SBI FlexiPay Home Loan. I also shared in my post, why borrowers prefer SBI Home Loan. As usual, my friends from personal finance space jumped the guns to declare it is as the best product around. I will not get into the nitty gritty of SBI FlexiPay Home Loan. I hope all potential borrowers must have gone through the same. It is always important to analyze a product from end user perspective rather being a seller/marketer. The objective of this blog is ... Read More
Credit Score – 7 Jargon You Should Know to read CIBIL Report
Credit Score is like an alien concept for the borrowers. Normally, a borrower checks the absolute Credit Score Value and create a notion about the same. Some of the credit experts have created a very wrong notion among borrowers. This misconception is that if the Credit Score is more than 750 then NO Force in this world can reject the loan. It is wrong understanding. I can share examples of borrowers whose loans were rejected even with a score of more than 800. There is no doubt that credit score of 750+ is very good but it does not guarantee the loan. In my post, How to read CIBIL Score and ... Read More
Cost Overrun – One of the Key Reason for Project Delay
Cost Overrun is dangerous for any business. Cost overrun is a vicious cycle and increases in Geometric Progression. A geometric progression is a sequence of no's in which subsequent no is found by multiplying the previous no with fixed no. This fixed no is called common ratio. Gradually the situation goes out of control if cost increase in GP. This is a universal truth and not a pleasant situation for any business. The definition of cost overrun is an unexpected increase in cost against the budget. In other words, underestimation of the project cost. To be honest, accurate cost estimation is ... Read More
- « Previous Page
- 1
- …
- 3
- 4
- 5
- 6
- 7
- …
- 15
- Next Page »