For many online shoppers, online product reviews are one of the reliable parameters whether to buy a product/avail service or not. I also rely on online product reviews to decide whether to buy a product or not. It is not a secret that some of these reviews are paid thus can influence your decision making. Sometimes online shoppers fail to find out whether theĀ Online Product Reviews are genuine or fake. I am extra cautious during an online purchase. I am of the opinion that it is very important to check online product reviews, let's check out why? Online Product Reviews - Why it is ... Read More
Demonetization Impact on the Stock Market and Stock Investors
What will be the Demonetization Impact on Stock Market? asked one of the readers of this blog. Though i am not a SEBI registered Investment Adviser, therefore, cannot suggest stocks but i can always share my views. At the macro level from a sector perspective, the stock market is zero sum game until unless there is dire need to exit the stock market. For example, suddenly the FII buying stopped and they become a net seller. In such a scenario, the retail investors should exit the market. At the end of the day, retail investors will lose money in the stock marketĀ if FII's exit. Under normal ... Read More
Why Demonetization Is A Good News for Income Taxpayer
Income Taxpayer in India is a typical salaried class individual who does not have any choice but to pay income tax :). Only 5 Crore people in India are Income Taxpayer rather who file Income Tax Return. Max concentration is in the Income bracket of 5L to 9L per annum. This also explains the reason for the high-income tax rate in India. It is important to bring more and more people under tax net to reduce the income tax rate. I discussed it in detail in my post, Income Tax - A myopic view. Besides high-income tax rate, the income tax refund is another major issue/pain area for income taxpayer. ... Read More
Demonetisation – Beware of 7 Most Common MYTHS and Misconceptions
Post Demonetisation, i received numerous queries on how it will impact the property and other investment options. I discussed it in brief in my earlier posts. Besides genuine concerns, there is a lot of confusion, doubts, myths, rumors, and misconceptions among people with large cash holding. Though it is not possible to cover all these points in a single post. I will try to cover 7 most common myths and misconceptions about demonetisation. Demonetisation - Beware of 7 Most Common MYTHS and Misconceptions 1. Demonetisation is Black Money Amnesty Scheme: This is most common misconception ... Read More
Buy Property And Double Your Investment – Do You Really Believe
Are you planning to buy property? Buy property in a project A or project Z to double your investment in 18/24 months. I am not suggesting you buy property in these projects but sharing excerpts of a pamphlet on my doorstep. Coincidentally, the same day two readers of this blog posted a query wherein they were trapped in a similar scheme. I tried to find out more about these schemes and thought of sharing my findings with the readers of this blog. Firstly, let me ask honestly do you really think that someone can double your investment in just 18 months or 24 months. If the answer is NO then i ... Read More
Demonetisation Scheme – How It Will Impact Your Money Matters
Demonetisation Scheme is a sort of surgical strike on the black money. As a taxpayer, i can say that people should not complain short term pain for the long term gain. There is a lot of uncertainty on how the things will shape up. Let me assure that if you have nothing to hide from income tax department then you need not worry at all. Just relax, take a deep breath and chill. You can deposit cash in hand i.e. currency notes of Rs 500 and Rs 1000 once the initial knee-jerk reaction is over. Don't forget to quote your permanent account number. One of my clients called me from Lucknow. He ... Read More
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