Most unexpected expenditure in Human Life is Medical Expenditure. Recently i underwent Major Surgery & my tryst with Indian Medical System was not so good (Financially). Thankfully i had Health Insurance policy and i was saved from Huge Medical Bills. Indians mostly prefer Private Health Care Institution over Govt Hospitals despite the fact that Govt Medical Services are Free or provided at very nominal cost. Reason is very simple "Quality". I need not to write much on same, you may visit any Govt Hospital to find out yourself. Health Insurance is must for every individual and it should ... Read More
How to Increase Resale Value of Home?
Selling a house is very emotional decision until & unless you have bought the same for investment purpose. 1st thing which comes to mind is How to Increase Resale Value of Home? I will share some tips & tricks which can help u to increase resale value of home by 20%-25% 1. Vacate the house before sale: Yes, you read it right. This is biggest mistake many people make that they put occupied house for Sale. The reason is occupied house looks 30%-40% smaller compared to vacant house. Secondly, in occupied house potential buyer cannot judge the exact space available, thanks to human mind ... Read More
How to make a Will?
How to make a WILL? is one of the most common question among readers. In my previous post on Personal Finance, i explained the difference between Nomination and a Will. In this post, i will explain How to make a WILL? Entire Banking system work on an assumption that "All the depositor will not withdraw entire amount on a single day". Similarly we live on an assumption that "We are going to LIVE forever". Whenever i recommend my young readers to make a WILL. He / She fire reverse question that i am only in early 30's, why i need a WILL? I would like to add that the 1st and foremost fundamental ... Read More
Facebook Row – A Step Towards Online Censorship in India
On the day Kasab was hanged, the Facebook was buzz with the Post "I guess Kasab posted something really really offensive on Facebook". I personally view the recent Facebook row as a 1st step towards Online Censorship in India. Be it arrest of 2 young women in Mumbai over a Facebook post on Bal Thackeray or arrest of 2 Air India employees for their Facebook Posts on Politicians. India is a very diverse country. Expression of views or opinion on a particular topic might be the case of Freedom of Speech for one person but it might hurt sentiments of another group. In India, there is no clear cut ... Read More
Difference between Nomination and Will
We Indians live in Future. We are more concerned to secure our future and future of our children. The savings rate in India is 35% which is much higher than world average. Gold & Property are 2 most popular investment modes. Whatever we earn during our life time, we assume and take it for granted that it will be passed on to our loved ones after our death. Unfortunately We are Wrong and Life is not that simple. It is very important to understand and ensure that after our death, our assets/funds are smoothly transferred to our loved ones without much hassle becoz Legal processes in India ... Read More
Things to do in Goa
Goa is a Dream Destination in India. Every traveler has only 1 question in mind What all Things to do in Goa. In my last post on Goa, i reviewed my resort Lazylagoon Sarovar Portico Suites. In this post, i will list down Things to do in Goa. I have endless list as Goa is a place where you exploration never ends and everyone leaves Goa with a thought that i cud have explored more. 1. Beaches: The main attraction of Goa is its beaches. While all the action is on North Goa Beaches whereas South Goa Beaches are clean and peaceful. Best beaches in North Goa are Calangute, Baga & Anjuna Beach. ... Read More
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