Open FREE Demat Account

Subscribe
Notify of
23 Comments
Oldest
Newest Most Voted
Inline Feedbacks
View all comments
Nick
Nick
9 years ago

great post.

RK
RK
9 years ago

@nitinbhatia121:disqus sir plss provide a post on MAT(minimum alternate tax)

Nitin Bhatia
Nitin Bhatia
9 years ago
Reply to  RK

Currently i am not writing posts related to corporate matters as my blog is for General Public.

RK
RK
9 years ago
Reply to  Nitin Bhatia

ok

rajiv
rajiv
9 years ago

sir Pls provide me with ICICI bank SMS no. and details for Atal Pension Yojana

e.g.8. ICICI Bank customer can join the policy by simply sending SMS

PMSBY Y to 5676766 from registered mobile number

Nitin Bhatia
Nitin Bhatia
9 years ago
Reply to  rajiv

5676766 is SMS no

Josh
Josh
9 years ago

After 20/30 years, if i discontinue the scheme, what ll happen to the amount paid.!!

Nitin Bhatia
Nitin Bhatia
9 years ago
Reply to  Josh

It is not an Investment Plan. Its like term insurance without any maturity/survival benefits i.e. Nominee of the policy will receive Sum Insured if the insured person die in an accident or in case of partial/full disability.

V
V
9 years ago

When I approached a bank to enroll to these policies, bank official said if I already have a policy then at the time of claim (if any) then I cannot do against PMSBY and the other one. Is it true

Nitin Bhatia
Nitin Bhatia
9 years ago
Reply to  V

Sorry i could not understand properly. As i understand you are referring to multiple policies under PMSBY. You can avail only single policy.

palanivelrajan
palanivelrajan
8 years ago

sir best wishes for you , what is the best accidental insurance policy ? i am doctor earning 15 lac per annum

Nitin Bhatia
Nitin Bhatia
8 years ago
Reply to  palanivelrajan

You may opt for Bharti Axa personal accident insurance.

Arun Cl
Arun Cl
8 years ago

Can i join this scheme after i become handicapped? When an accident happened to me i was not registered in PMSBY. Can I still apply for the insurance of 1lakh rs? I’ve partial disability of 60%

Nitin Bhatia
Nitin Bhatia
8 years ago
Reply to  Arun Cl

In my opinion, you cannot join still you can check the terms and conditions of the policy. Depending on the nature of disability, you may be eligible.

Arun Cl
Arun Cl
8 years ago
Reply to  Nitin Bhatia

I’ve permanent disability certificate of 60% from government hospital. Will that be enough?

Nitin Bhatia
Nitin Bhatia
8 years ago
Reply to  Arun Cl

It depends on the under writing by insurance company. You may apply and provide all the details in proposal form and wait for decision of bank/insurance company.

Arun Cl
Arun Cl
8 years ago
Reply to  Nitin Bhatia

sir Is PMSBY provided by private banks only?
Can you please give a list of banks that supports this policy

Nitin Bhatia
Nitin Bhatia
8 years ago
Reply to  Arun Cl

You can open in PSU Banks also. List of banks is as follows

Allahabad Bank
Andhra Bank
Axis Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Bhartiya Mahila Bank
Canara Bank
Central Bank of India
City Union Bank Ltd
Corporation Bank
Dena Bank
Federal Bank Ltd
HDFC Bank Ltd
ICICI Bank Ltd
IDBI Bank Ltd
Indian Bank
Indian Overseas Bank
Induslnd Bank Ltd
Jammu & Kashmir Bank Ltd
Karur Vysya Bank Ltd
Kotak Mahindra Bank Ltd
Lakshmi Vilas Bank
Oriental Bank of Commerce
Punjab & Sind Bank
Punjab National Bank
Ratnakar Bank Ltd
South Indian Bank Ltd
State Bank of Bikaner & Jaipur
State Bank of Hyderabad
State Bank of India
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore
Syndicate Bank
UCO Bank
Union Bank of India
United Bank of India
Vijaya Bank
Yes Bank Ltd

Shreyansh Kumar
Shreyansh Kumar
8 years ago

My father enrolled to this scheme in May through auto debit by Allahabad bank. He had low eye vision at that time. But around November he lost his complete vision (both eyes) and doctors says its permanent. There is almost no chance of getting vision back. Now he has 100% disability wrt sight. He has a disability certificate for the same issued by District CMO. Can he claim insurance payment under PMSBY? His disability was gradual, not accidental. Please suggest me, should he apply for claim or not?

Nitin Bhatia
Nitin Bhatia
8 years ago

You can claim the sum insured of 2 lakh for Permanent Total Disablement. Only point is whether symptoms of this condition (Low Eye Vision) exist at the time of availing policy or not. Secondly, if symptoms exist then whether your father declared this at the time of availing policy or not.

Nitin Bhatia
Nitin Bhatia
8 years ago

Pradhan Mantri Suraksha Bima Yojana is a General Insurance policy issued by ICICI Lombard General Insurance Company Ltd. Whereas jeevan jyoti is life insurance policy therefore it cannot be downloaded from the link shared by you.

There must be similar link provided by ICICI Lombard General Insurance Company Ltd. You may ask bank or ICICI Lombard to share the link. Your Group Policy Number is 4005/102417353/00/000

Arjun Pandit
Arjun Pandit
8 years ago

Hi, My Parents has a Joint account in Union Bank of India and my Dad expired now 6 months back due to Heart Attack. He had pradhan mantri suraksha bima yojana policy in this Joint account. So my question is: Does this policy covers Heart attack? and what will happen to the joint account? do they close the account? Please answer. Thanks

Nitin Bhatia
Nitin Bhatia
8 years ago
Reply to  Arjun Pandit

Pradhan Mantri Suraksha Bima Yojana is a Personal Accident Insurance Scheme. Death due to heart attack is covered under Life Insurance. Therefore, you cannot claim the policy benefits.

Shopping Cart
Scroll to Top